Guides

Every calculator on SolvexCalc is built on a formula someone eventually has to trust. These guides open that formula up — where it comes from, what it assumes, and where it quietly breaks down — so you're reading a number you actually understand, not just a number you were given. Each guide is written by working through the math from scratch, with a worked example you can check by hand.

Financial

How compound interest actually works (with examples)

Why starting early matters more than the amount you invest, explained with real numbers.

6 min read Read the guide →
Financial

Simple interest vs compound interest: the difference that costs (or earns) you thousands

Why the gap between the two grows dramatically over time, and which one applies to your loan or account.

6 min read Read the guide →
Financial

How loan amortization works (and why your early payments are mostly interest)

Why early payments barely touch the balance, and how extra payments and shorter terms change that.

7 min read Read the guide →
Financial

Understanding US tax brackets: why your marginal rate isn't your real tax rate

How the progressive tax system works, and a full worked example.

7 min read Read the guide →
Math

How percentage discounts actually work (and why "30% off" isn't always what it seems)

Why stacked discounts don't add up the way you'd expect, and how to reverse-calculate an original price.

5 min read Read the guide →
Math

How GPA is actually calculated (and why two "B students" can have different GPAs)

Why GPA is a credit-weighted average, not a simple average, and what that means for your transcript.

5 min read Read the guide →
Conversion

Why unit conversion trips people up (and the one trick that prevents mistakes)

The core reason metric-to-imperial conversions cause errors, and why temperature works differently.

5 min read Read the guide →
Health

Understanding BMI: what it measures, and what it doesn't

How the BMI formula works, its known limitations, and when to look at other health markers.

6 min read Read the guide →
Health

Understanding daily calorie needs: BMR, TDEE, and activity levels explained

What BMR and TDEE actually measure, how activity level factors in, and how to use them for weight goals.

7 min read Read the guide →
Health

How much water do you really need each day?

The science behind hydration calculators, and why "eight glasses a day" isn't the full picture.

7 min read Read the guide →
Health

Body fat percentage: how it's estimated, and why it beats BMI for some people

The US Navy formula explained, with a worked example and its real limits.

6 min read Read the guide →

How these guides are written

Each guide starts from the underlying formula, not from the calculator's output. We derive the math step by step, run at least one worked example by hand to confirm the calculator's result matches, and call out the most common mistake people make with that formula. Guides are updated when a formula, tax bracket, or standard reference value changes — see the date on the "Frequently asked questions" section of each calculator page for the underlying figures currently in use.